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Speedy Overhaul of Fannie and Freddie Is Hardly Easy


It may be possible for current officials to take some big steps setting Fannie Mae and Freddie Mac on a path to exiting government control before President-elect Joe Biden takes office. But like anything having to do with the housing giants, it won’t be simple.

The completion of a new capital rule for Fannie and Freddie in November creates one complexity. Under the new requirement, at their combined size Fannie and Freddie would need to collectively have about $280 billion in equity capital—on the order of $250 billion more…

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